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Spirit Mortgages Limited, trading as Spirit, is an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Spirit Mortgages Limited is registered in England, number 13301540. The registered office address is 83 Victoria Street, London, SW1H 0HW.

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There will be a fee for our residential mortgage service of £499 (£299 for remortgages) which is payable on application. For buy-to-let and let-to-buy our fees are £599 for purchases and £399 for remortgages. We will retain the commission from the lender.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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The Financial Conduct Authority does not regulate some forms of Buy to Lets.

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YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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